Accountancy
Loan To Value In Your Property Portfolio Explained
There is one number that lenders care about more than almost anything else. If you are building a property business, it should be on your dashboard and in your diary.
There is one number that lenders care about more than almost anything else. If you are building a property business, it should be on your dashboard and in your diary.
Ever feel like running your business is just a cycle of chasing more leads and more sales only to end up feeling like a busy fool?
Are you quietly overpaying tax on your property business because a few everyday costs are being missed or mislabelled? I see it all the time. One small mistake might not
Miss one HMRC deadline and it can feel like you have set fire to your profit. If your business turns over more than five hundred thousand, you cannot afford that.
More powers, more data, more expectations Budget 2025 gives HMRC: Extra funding for compliance Plans to modernise penalties for inaccuracies and late notifications Stronger rules around uncertain tax treatments A
The big change: eVED from 2028 From April 2028, Electric Vehicle Excise Duty (eVED) will apply to EVs and plug-in hybrids. It’s a mileage-based tax, on top of normal VED.
Higher taxes on “behaviour” products Budget 2025 hits several targeted sectors: Remote Gaming Duty sharply increased New vaping excise duty from 2026 Soft Drinks Industry Levy tightened with lower sugar
VAT relief on donations: good news for stock-heavy businesses From 2026, businesses will get VAT relief when donating goods to charity (for qualifying uses). If you: Hold significant stock Regularly
New business rates landscape from 2026 From April 2026: New transitional relief and Supporting Small Business schemes come in. Retail, hospitality and leisure get permanently lower multipliers. Properties with rateable